About Us

We share over 100 years of practical experience within Wealth Management and Life & Pensions

We comprise a team of fully qualified practitioners that share common values, principles and behaviours. We are experienced specialists in our own disciplines providing coverage across all aspects of the Financial Services market.

Simplify Consulting. It’s what we do.

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Our team have extensive experience in the financial services sector, providing valuable insight, practical advice and workable solutions. We bring real-world experiences to our engagements, providing thought-leadership and a critical perspective on what good looks like..

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Our knowledge, experience and expertise is underpinned by a set of core values: integrity, simplicity, independence, commitment and tenacious delivery.

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We always put the client first. Our focus on outcomes and our desire to deliver on our promises stands out. We are passionate about doing the right thing and our enthusiasm and drive remains at our very core

Meet some of the team

Kate Monserrate
Kate MonserrateFounder & Director
Professionally qualified and experienced Consultant, specialising in Programme Management, with significant experience in delivering and embedding large scale transformational change, including Risk and Regulatory initiatives. Experience in leading teams both technically, in terms of Risk and Regulation, and providing strategic direction. Proven track record in consistently delivering change successfully on time, to budget and to quality, with excellent communication, stakeholder engagement and organisation skills. Kate is learning to play golf and enjoys running.
Carl Woodward
Carl WoodwardFounder & Director
Professionally qualified and experienced Consultant with a strong delivery focus and strategic mindset. Significant experience across Business Architecture, Business Analysis, Service Management and Technical Project Management & Delivery disciplines, with a proven track record of achieving successful, measurable and sustained results. Experience of leading teams and playing pivotal roles across major transformation programmes. Proven ability to deliver consistent, on time and on budget business solutions, aligned to strategic goals. Carl is an avid Spurs fan and keen golfer.
Matt Short
Matt ShortBusiness Manager
Matt is the man who gets things done at Simplify. He’s Business Manager and looks after the talent pool. He comes with years of experience from HSBC when he managed the contact centre and delivered transformational change.
Warwick Clews
Warwick ClewsNon-Executive Director
Warwick joined Simplify as Non-Executive Director, bringing 30 years of experience in Wealth based consultancies to provide business development support, strategic direction and continued mentoring and coaching.
Dominic House
Dominic HouseLead Consultant
Dom is the most recent addition to the team, bringing a wealth of experience to us in the role of Lead Consultant. Dom perfectly fits our mould of having change professionals with practitioner led experience and joins following stints at HSBC Wealth, Diligenta and Premier Asset Management.
Jayne Brown
Jayne BrownConsultant
Jayne was one of the first brave souls to jump ship from corporate life and join the Simplify team. With over 20 years experience in Wealth businesses, Jayne is a qualified Business Analyst and the Simplify resident pensions expert.
Matt Rippon
Matt RipponConsultant
Matt joined us in February 2024 and brings a wealth of business analysis and market expertise to the business. Matt has a keen eye for detail and loads of experience to draw upon. Most importantly, he’s a Tottenham fan, so flew through our robust due diligence process…
Aneta Murdza-Figiel
Aneta Murdza-FigielConsultant
Aneta joined along with Jayne and is our PMO and Project Management expert. Hailing from Poland, Aneta has forged a career in financial services and has been the driving force behind the Future of Advice initiative.

Giang Hughes
Giang HughesBusiness Support Manager
Giang is Matt’s support act, also originating from HSBC, Giang is Simplify’s blogger-in-chief and forges new relationships with the growing talent pool at Simplify. Giang is the outgoing and adventurous member of the team.
Nina Cherry
Nina CherryConsultant
Nina is now fully ensconced as a permanent member of the Simplify team, bringing with her over 20 years FS experience in systems & business analysis and testing roles. She also left a major corporate to join a growing consultancy business.
Richard Shearwood
Richard ShearwoodConsultant
Rich is the IT guru in the team, with an analytical mind, a keen eye for detail and a data enthusiast. Rich spent over 10 years at HSBC in various roles and brings to Simplify significant Wealth product, proposition and IT expertise.
Chris Lamb
Chris LambConsultant
Chris is an experienced Wealth Project Manager with significant experience of successfully delivering projects at HSBC. He is highly qualified and comes with in depth experience of Wealth products and operations and is a fantastic asset to our team.
Natasha Bridgewater
Natasha BridgewaterConsultant
Natasha joined us from LV= where she carved out a career as a Business Analyst following a successful stint in Operations. Natasha brings significant operational expertise and change experience to our growing team.
Tom Cassidy
Tom CassidyConsultant
Tom is one of two Toms who are the first inductees into our Academy programme. Tom joins us from Quilter where he was a MI specialist and brings a huge amount of ambition and determination to our business.
Mike Penny
Mike PennyConsultant
Mike is a key member of our Academy programme and has joined us from HSBC where we played a key role in delivering Pension Administration services. Mike has significant change experience and operations expertise and is a great asset to the team.
James Wood
James WoodConsultant
James joined us from HSBC where he had extensive experience in Project Management and Operational roles. James is an accomplished change delivery manager who works collaboratively with clients to deliver positive outcomes.
Kirstin Brooks
Kirstin BrooksBusiness Support Manager
Kirstin supports Matt in our business support team and is the diligent administration expert bringing organisation and structure to the team. Kirstin works closely with Matt to manage our associate pool and keep the office running smoothly.
Tom Shearwood
Tom ShearwoodConsultant
The ‘other’ Tom and the ‘other’ Shearwood, Tom also joins us from Quilter and previous to that HSBC, where he has accumulated a wealth of operational knowledge. Tom is enthusiastic and analytical and will be a great addition to our academy.